Jody advises individuals to build an emergency fund that covers three to six months of expenses, ensuring they have a safety net in case of job loss, medical emergencies, or unexpected bills. From there, she helps them prioritize savings for short-term goals — such as vacations, vehicles, or home improvements — and longer-term objectives like education and retirement. https://www.mediafire.com/file/usjhn3nie6n5hwk/Jody+Benson+Sharp++Redefining+Financial+Success+Through+Strategic+Savings+and+Investment.docx/file